Water damage claims outnumber burglary and fire claims combined in Florida, yet water detection is often the last system homeowners think to add. Executive Electronics ties leak sensors directly into an automatic shutoff valve and 24/7 monitoring, catching leaks within minutes rather than after the damage is already done.
Why water damage is Florida's most common claim
Burglary and fire tend to dominate the conversation around home security, but the numbers tell a different story about what's actually most likely to disrupt a home.
"Six to seven percent of claims in Florida are water damage claims. It's extremely disruptive, and burglary and fire claims combined don't even add up to that."
Dave Minerva, President of Executive Electronics
A water event doesn't just mean a wet floor. It often means cutting open walls and baseboards, running fans for days, and bringing in mold remediation, all for damage that, in many cases, could have been caught within minutes.
"A water event in a home is as intense for people's memory as a burglary or a fire. It's incredibly upsetting."
Dave Minerva, President of Executive Electronics
How Executive Electronics' water detection system works
Executive Electronics approaches water detection as a monitoring and response system, not just a sensor. Plumbers often install flow monitoring at the meter, which is a good first layer, but Executive Electronics adds a second layer: leak sensors placed at wet locations behind sinks, toilets, washing machines, and AC drip pans, tied directly into a motorized water shutoff valve.
"As a monitoring company, we tie in a water shutoff valve. If there's leakage at a wet location, we can tell the homeowner, or their home watch, immediately, there's water at this location."
Dave Minerva, President of Executive Electronics
When a leak is detected, the central station treats it as an environmental alert, notifying the homeowner, a family member, or a home watch service, while the valve automatically shuts off the water supply. That combination has turned what could have been a major loss into a minor inconvenience for more than a few clients.
"It's saved so many homeowners and builders and other trades that have made it oops and we've caught it quick enough to have a very small situation."
Dave Minerva, President of Executive Electronics
Insurance benefits of a monitored water detection system
There's a financial upside too. Homes with a documented security system, cellular communicator, fire alarm, carbon monoxide detection, and water detection typically qualify for meaningful insurance discounts.
"They get a certificate from us showing security, cell communication, fire alarm, carbon monoxide, and water detection, and that's where they get their biggest break on insurance."
Dave Minerva, President of Executive Electronics
It's easy to plan for the systems that get the most attention. Water detection rarely does, until the day it matters most.
Frequently asked questions
How common are water damage claims compared to fire and burglary in Florida? Water damage accounts for roughly 6 to 7% of insurance claims in Florida, more than fire and burglary claims combined, according to Executive Electronics.
How does a monitored water shutoff valve work? Leak sensors placed at common failure points, sinks, toilets, washing machines, and AC drip pans, detect water and trigger a motorized shutoff valve automatically, while the central station alerts the homeowner, a family member, or a home watch service in real time.
Can a water detection system lower my homeowners insurance? Homes with a documented, monitored security certificate covering alarm, cellular communication, fire, carbon monoxide, and water detection typically qualify for the largest available insurance discounts.
Is water detection worth adding during a renovation? Yes. Many clients add water detection specifically because of a past water event or the risk of one, and it's one of the most requested additions during remodels, alongside cameras and networking upgrades.